Get Your Finances Back on Track!

Are you considering filing for bankruptcy? While filing for bankruptcy may feel like an intimidating experience, Rodriguez Law, P.L. provides a trusted legal resource to help you file under Chapter 7 or Chapter 13 of the Bankruptcy Code. Call 305-262-8226 for a Free Consultation. Striving to make the bankruptcy process as simple and painless as possible, let our team help guide you in creating a better financial future for you and your family. Proudly serving Miami-Dade County and Broward County with our bankruptcy services, call (305) 262-8226 today!

Chapter 7 Bankruptcy

As the most common form of bankruptcy filing, Chapter 7 provides a relatively quick 3-6 month resolution. A majority of your debts will be wiped away, except for student loans, secured loans, child support, and any other exempt obligations. While the non-exempt property may have to be surrendered, you are able to keep exempt assets such as retirement accounts, public benefits, and maybe even your home. While there is no limit to the amount of debt that may be discharged under your Chapter 7 filing, if your income exceeds the median income for Florida, our team at Rodriguez Law, P.L. will decide if filing under Chapter 13 would better suit your situation.

A man is holding a book titled bankruptcy chapter 7.

Chapter 7 Bankruptcy

As the most common form of bankruptcy filing, Chapter 7 provides a relatively quick 3-6 month resolution. A majority of your debts will be wiped away, except for student loans, secured loans, child support, and any other exempt obligations. While the non-exempt property may have to be surrendered, you are able to keep exempt assets such as retirement accounts, public benefits, and maybe even your home. While there is no limit to the amount of debt that may be discharged under your Chapter 7 filing, if your income exceeds the median income for Florida, our team at Rodriguez Law, P.L. will decide if filing under Chapter 13 would better suit your situation.

A man is holding a book titled bankruptcy chapter 7.

Chapter 13 Bankruptcy

Contrary to Chapter 7, Chapter 13 provides a way for a person or married couple to access a payment plan to pay part of or all of their debts to their creditors over a 3-5 year repayment period. Under Chapter 13, you are not required to surrender any property to repay your creditors and you can come to a comfortable arrangement for repaying non-dischargeable debt, and an automatic stay applies to co-debtors.

A pen is on a piece of paper that says chapter 13 bankruptcy.

You can count on us for quality bankruptcy legal services– call (305) 262-8226 now!